Many bank accounts or credit cards offer credit checks as a free service with a pre-existing card. All you would need to do is log into your existing account with your bank, and see if that is available to you as a member. If not, you can also check out NerdWallet, Credit Karma, WalletHub, or Credit Sesame. Please note, there are many different types of credit scores that lenders and these resources may use. The score reported by these or other services may not be the same score used by Ness in our underwriting.