Who is the issuing party? Who is the card licensed through? Louisa February 16, 2023 14:48 Updated The Ness Card is issued by The Bank of Missouri, under a license from Mastercard. Related articles Which merchants earn me points? How do I change my account information (name, email, physical address)? Where else can I find Ness online? How do I make a payment on my Ness Card? What is the $200 Healthy Spend benefit?