To pay your statement balance, follow these steps:
- Log into your account on the Ness app
- Navigate to the Card tab
- Click the “Pay” button that appears on the card image. (This button will appear after your statement closes.)
- Proceed through the steps in-app to link your existing checking account.
- Once your account is linked, you’ll be able to select the amount of payment (statement balance or current balance).
- Your statement balance contains all transactions that settled during your latest statement period.
- Your current balance (denoted as “Card balance”) includes your statement balance plus any settled transactions that have occurred since your statement closed.
- You’ll need to pay at least your full statement balance to retain charging privileges and avoid late fees.
You will not see an immediate increase in available credit after submitting a payment. Your available credit will increase once a payment has fully processed, which can take3-10 business days.